Loan Amount 

up to 65% of the value of your property

Tenor 

The maximum home loan tenure offered by all major lenders is 30 years.  

Flexible repayment available. 

Interest Rates.

home Loan interest Rates as low as 9 %* 

fixed or floating interest rate.  

The interest rates for home loans can be fixed or floating, or partly fixed and or partly floating, suiting the needs of the borrower.

No hidden Charges 

Pre – approved loan offers. 

mortgage Loan balance transfers available.

There are several key points to keep in mind while choosing a lender like:

• Interest rates
• Loan processing fees
• Documentation charges
• Pre-payment charges
• Foreclosure charges
• Total repayment outgo through EMIS
• Loan tenor

The following documents are required along with your mortgage Loan application:

For Salaried Individuals:

A copy of any of the following as proof of residence:

• Ration Card
• Telephone Bill
• Electricity Bill
• Voter’s ID Card

A copy of any of the following as proof of identity:

• Voter’s ID Card
• Employer’s Card

Latest Bank Statement/Passbook from where you can show a salary/income being credited for the previous 6 months

Salary slip for the previous 6 months showing all deductions

Form 16 for the previous 2 years

Copies of all the property documents of the concerned property to be pledged for the loan

For Self Employed Professionals/Individuals:

Certified Financial Statement for the previous 3 years

A copy of any of the following as proof of residence:

• Ration Card
• Telephone Bill
• Electricity Bill
• Voter’s ID Card

A copy of any of the following as proof of identity:

• Voter’s ID Card
• Employer’s Card

Latest Bank Statement/Passbook from where you can show a salary/income being credited for the previous 6 months

Copies of all the property documents of the concerned property to be pledged for the loan