Eligibility Criteria

• Employees of private limited companies, employees from public sector undertakings, including central ,government employees.
• Individual age between 21-65
• Those who have a minimum of 25,000 net income per month.
• Persons who have worked for at least two years, with a minimum of one year with the current employer.

Interest Rates & Charges

• Salaried Persons – 10.50% to 21.00%
• Processing Charges – Up to 2.50% of the loan amount
• Pre-payment allowed
• Part-payment allowed up to 25% of Principal Outstanding.

Personal Loan Balance Transfer

• Interest rates as low as 10.40%* on the existing loan transfer
• Flat Processing fees starting at Rs 3,999/- (+ GST)

The interest rates depending on various parameters like CIBIL score, profile, segments, etc. Terms & Conditions Apply

Eligibility Criteria

• Employees of private limited companies, employees from public sector undertakings, including central ,government employees.
• Individual age between 23-65
• Those who have a minimum of 30,000 net income per month.
• Persons who have worked for at least two years, with a minimum of one year with the current employer.

Interest Rates & Charges

• Salaried Persons – 10.50% to 19.00%
• Processing Charges – Up to 2.50% of the loan amount
• Pre-payment allowed
• Part-payment allowed up to 25% of Principal Outstanding.

The interest rates depending on various parameters like CIBIL score, profile, segments, etc. Terms & Conditions Apply

Pay up to 45% lower EMIS

Meet your expenses with a Flexi Personal loan and reduce your instalments by up to 45%. Borrow money as and when you need it from your sanction, without the hassle of multiple applications and additional documentation.

Eligibility Criteria

• Employees of private limited companies, employees from public sector undertakings, including central ,government employees.
• Individual age between 20-60
• Those who have a minimum of 35,000 net income per month.
• Persons who have worked for at least two years, with a minimum of one year with the current employer.

Interest Rates & Charges

• Salaried Persons – 13.00% to 19.00%
• Processing Charges – Up to 4 % of the loan amount
• Pre-payment allowed
• Part-prepayment made should be more than 1 EML
• These charges are not applicable for the Flexi loan facility
• Part-payment allowed up to 25% of Principal Outstanding.

The interest rates depending on various parameters like CIBIL score, profile, segments, etc. Terms & Conditions Apply

Eligibility Criteria

• Employees of private limited companies, employees from public sector undertakings, including central ,government employees.
• Individual age between 21-65
• Those who have a minimum of 15,000 net income per month.
• Persons who have worked for at least two years, with a minimum of one year with the current employer.

Interest Rates & Charges

• Salaried Persons – 12.00% to 21.00%
• Processing Charges – Up to 2.50% of the loan amount
• Pre-payment allowed
• Part-payment allowed up to 25% of Principal Outstanding.

Personal Loan Balance Transfer

• Interest rates as low as 10.40%* on the existing loan transfer
• Flat Processing fees starting at Rs 3,999/- (+ GST)

The interest rates depending on various parameters like CIBIL score, profile, segments, etc. Terms & Conditions Apply

Eligibility Criteria

• Employees of private limited companies, employees from public sector undertakings, including central ,government employees.
• Individual age between 21-65
• Those who have a minimum of 25,000 net income per month.
• Persons who have worked for at least two years, with a minimum of one year with the current employer.

Interest Rates & Charges

• Salaried Persons – 10.99% to 21.00%
• Processing Charges – Up to 2.50% of the loan amount
• Pre-payment allowed
• Part-payment allowed up to 25% of Principal Outstanding.

The interest rates depending on various parameters like CIBIL score, profile, segments, etc. Terms & Conditions Apply

Eligibility Criteria

• Employees of private limited companies, employees from public sector undertakings, including central ,government employees.
• Individual age between 21-65
• Those who have a minimum of 25,000 net income per month.
• Persons who have worked for at least two years, with a minimum of one year with the current employer.

Interest Rates & Charges

• Salaried Persons – 11.49% to 21.00%
• Processing Charges – Up to 2.50% of the loan amount
• Pre-payment allowed
• Part-payment allowed up to 25% of Principal Outstanding.

The interest rates depending on various parameters like CIBIL score, profile, segments, etc. Terms & Conditions Apply

Eligibility Criteria

• Employees of private limited companies, employees from public sector undertakings, including central ,government employees.
• Individual age between 22-65
• Those who have a minimum of 15,000 net income per month.
• Persons who have worked for at least two years, with a minimum of one year with the current employer.

Interest Rates & Charges

• Salaried Persons – 10.50% to 24.00%
• Processing Charges – Up to 2.50% of the loan amount
• Pre-payment allowed
• Part Prepayment is allowed once per year and the minimum gap between two part prepayments to be six months.
• A maximum of 50% of the principal outstanding is allowed by way of part prepayment during a single year.
• A part prepayment charges of 2.5% + applicable taxes shall be applicable on amount over and above 25% of principal outstanding.
• Foreclosure Charges
• 4.5% of the Principal outstanding at the time of foreclosure + GST
• Foreclosure charges for closing loan within 6 months will be 6.5% + GST

The interest rates depending on various parameters like CIBIL score, profile, segments, etc. Terms & Conditions Apply

Eligibility Criteria

• Employees of private limited companies, employees from public sector undertakings, including central ,government employees.
• Individual age between 21-65
• Those who have a minimum of 25,000 net income per month.
• Persons who have worked for at least two years, with a minimum of one year with the current employer.

Interest Rates & Charges

• Salaried Persons – 11.99% to 23.00%
• Processing Charges – Up to 2.50% of the loan amount
• Pre-payment allowed
• Part-payment allowed up to 25% of Principal Outstanding.

The interest rates depending on various parameters like CIBIL score, profile, segments, etc. Terms & Conditions Apply

Eligibility Criteria

• Employees of private limited companies, employees from public sector undertakings, including central ,government employees.
• Individual age between 21-58
• Those who have a minimum of 25,000 net income per month.
• Persons who have worked for at least two years, with a minimum of one year with the current employer.

Interest Rates & Charges

• Salaried Persons – 10.25% to 21.00%
• Processing Charges – Up to 2.50% of the loan amount
• Pre-payment allowed
• Part-payment allowed up to 20% of Principal Outstanding.

The interest rates depending on various parameters like CIBIL score, profile, segments, etc. Terms & Conditions Apply

Eligibility Criteria

• Employees of private limited companies, employees from public sector undertakings, including central ,government employees.
• Individual age between 21-65
• Those who have a minimum of 25,000 net income per month.
• Persons who have worked for at least two years, with a minimum of one year with the current employer.

Interest Rates & Charges

• Salaried Persons – 10.99% to 21.00%
• Processing Charges – Up to 2.50% of the loan amount
• Pre-payment not allowed

 The interest rates depending on various parameters like CIBIL score, profile, segments, etc. Terms & Conditions Apply